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Home > Final Expense Home

Final Expense


Final Expense Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Final Expense Plan Review/Quote Request

Final Expense Information

What is final expense insurance?

Losing a loved one can be an overwhelming experience with decisions to be made regarding funeral plans. Final expense insurance covers the funeral costs of the departed, which saves family members from the stress of a large expense.  

Final expense insurance vs. life insurance

Similar to final expense insurance, life insurance also pays the beneficiary upon the death of the insured. However, there are significant differences between these policies.

Life insurance often requires a medical exam and can be denied if an applicant has a preexisting chronic condition. A life policy is purchased for high dollar amounts, often beginning at $10,000, which makes the premiums higher.

There is no medical exam required for final expense insurance. Most applicants are qualified after answering a health questionnaire. The face value of a final expense policy is much smaller than traditional life insurance policies, which results in a lower premium.

What are the benefits of final expense insurance?

Final expense insurance can help your family when they need it most. Here are a few benefits to purchasing a final expense policy:

  • It is designed to pay out immediately.
  • Rates never increase, and benefits never decrease.
  • Most people can easily qualify.
  • It is a more affordable alternative to life insurance.

If you are not sure whether final expense insurance is for you, we can answer your questions. Call us today, and we can help you protect your family’s future.

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32 Johnson Ave
Cuyahoga Falls, OH 44221

Phone:
330-849-4690 to speak with a Principle Owner and Licensed Insurance Agent
Fax: 330-362-2035      Email: jpm_mail@jpminsuranceservices.com

J.P.M. Insurance Services and its Agents are contracted to conduct business in the State of Ohio.

Any inquiry is welcomed and appreciated and does not have to be Medicare related.

If your inquiry is related to Medicare Advantage Plans, Medicare Part D Prescriptions Drug Plans and /or Medicare Supplement Insurance then you are making the following request:

"Yes, I would like to have a licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and /or Medicare Supplement Insurance.

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J.P. M. Insurance Services or Agents are not connected with or endorsed by the United States government or the federal Medicare Program. 

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